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November 2025 | Phonebox Magazine 9Take the government%u2019s Autumn Budget, for example %u2013 due on 26th November. None of us can predict what will be announced. Taxes may rise, allowances may be cut, or rules may tighten. These changes are beyond our control and, understandably, they can feel unsettling. It%u2019s never nice to feel like the goalposts might be moving just as you%u2019re getting into a good rhythm.But the reassuring part is there%u2019s still plenty you can do. And focusing on those things can give you confi dence and peace of mind, whatever happens in Westminster.Some of the areas fi rmly in your control include:Completing regular reviews %u2013 choosing to check in on your fi nances rather than leaving them to drift. A small tweak today could save a big headache later.Making use of allowances %u2013 tax breaks and opportunities available now may not be around forever, so using them wisely is a positive step you can take.Protecting what matters %u2013 putting cover in place for your family, your income, or your business helps to ensure that life%u2019s unexpected moments don%u2019t knock you completely off course.Flexibility in your plan %u2013 building in a bit of wriggle room means you can adapt when the rules change without having to start from scratch.Advertising FeatureWhat We Can (and Can%u2019t) Control in Financial PlanningWhen it comes to money and planning for the future, there are always two sides to the coin: the things we can control, and the things we simply can%u2019t.Good fi nancial planning isn%u2019t about crystal-ball gazing or trying to second-guess government policy. It%u2019s about focusing on the decisions in front of you today, and knowing that your plan has enough fl exibility to cope with whatever tomorrow brings.Of course you don%u2019t have to do it alone; that%u2019s where advice comes in %u2013 having someone by your side to keep an eye on the bigger picture, suggest adjustments when things shift, and reassure you when the headlines are full of doom and gloom.Ultimately, none of us can steer the Budget %u2013 but we can steer our own fi nancial choices. And that%u2019s often more powerful than we realise.If you%u2019d like to talk about your own plans, or simply get a sense of what%u2019s possible in these changing times, we%u2019d be very happy to chat. Sometimes just having a plan %u2013 and knowing it%u2019s being looked after %u2013 makes all the diffl erence.Here in Olney, we%u2019ve been supporting families, individuals, and businesses with their planning for over 12 years. It%u2019s a privilege to be part of such a fantastic community, and we%u2019re always here for a friendly conversation about your fi nances %u2013 whether you%u2019ve got a specifi c concern or simply want to make sure your plans are on track.www.stefaniepricewealth.co.uk%u2022 01234 241 441info.spwealth@sjpp.co.ukwww.stefaniepricewealth.co.uk SJP APPROVED 13/10/2025Stefanie Price Wealth Planning is an Appointed Representative of and represents only St. James%u2019s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group%u2019s wealth management products and services, more details of which are set out on the Group%u2019s website www.sjp.co.uk/products. fi e %u2018St. James%u2019s Place Partnership%u2019 and the titles %u2018Partner%u2019 and %u2018Partner Practice%u2019 are marketing terms used to describe St. James%u2019s Place representatives.We would like to invite you to our complimentaryBUDGET BRIEFING EVENTFriday 28th November9.30 %u2013 11am at The Cherry Tree, Olneycontact:offl ce.spwealth@sjpp.co.uk to register for a place or call 01234 241441