Page 48 - January Phonebox Magazine 2012

St Peter & St Pauls choir
St Peter & St Pauls choir have undergone something of a rebirth over the last two years, with a new choir master and members now numbering up to 25 from age seven to much older!
At the Dickens Fair we took our carols to the streets to give something back to the community of Olney. It was so lovely to see people stopping their shopping to listen to us sing about the real meaning of Christmas. At one point we had a crowd of about 30 just standing and listening!
The choir will be singing a concert on 28th January 7.30pm at the church to raise money for our new piano. The programme will be varied, both traditional and modern with something for everyone.
We welcome new members - please call Lucy on 07774 626293 for more information.
A new flexible friend – withdrawing as little or as much income from your pension fund as you wish
Nicola Watts of Jane Smith Financial Planning explains “New legislation is great news for investors, providing them with increased flexibility and control over their pension options when they retire”. In brief, the new rules are:
If you have secure income of over £20,000 per annum, flexible drawdown means that you will not be subject to limits on the income you take from your drawdown. To qualify, you have to declare that you are already receiving a secure pension income of at least £20,000 a year and have finished saving into pensions.
Nicola Watts continues “Many people might still opt for an annuity, but these new rules, with the exception of the increased tax on death payouts, could benefit those who do not want to buy an annuity or who want more flexibility and control over their pension, coordinating this with other areas of financial planning”.
For more information about how Jane Smith Financial Planning could help you, please call us on 01234 713131 to discuss your requirements.
The fund value of a flexible drawdown arrangement can fluctuate and can go down as well as up. You may not get back your original investment. Past performance is not an indication of future performance. Tax benefits may vary as a result of statutory change and their value will depend on individual circumstances. Thresholds, percentage rates and tax legislation may change in subsequent Finance Acts.
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Peartree House, 21 London Road, Bozeat NN29 7LZ Tel: 01933 665930 Mobile: 07804 981801 email: vilma.irving@btinternet.com
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Jane Smith Financial Planning Limited is authorised and regulated by the Financial Services Authority
48 Phonebox Magazine